International Payments Policy

Updated: December 18, 2025

ANBROZA™'s International Payments Policy governs all financial transactions involving foreign currencies, global payment gateways, exchange rate fluctuations, and enhanced anti-fraud authentication procedures. International purchases may be subject to automatic currency conversion, operational fees, financial spreads, and adjustments determined exclusively by banks, card issuers, and financial operators.

By completing an international payment, the customer acknowledges that the final amount may differ from the previously presented amount due to exchange rate fluctuations at the time of processing. ANBROZA™ does not control fees applied by financial institutions, and such amounts may vary depending on the bank, the card issuing country, the payment method, and international regulations. In some cases, additional ownership verifications may be requested by the banking system itself to prevent fraud.

International transactions may undergo multiple layers of security, including geographic validation, behavioral analysis, purchase history, 3D Secure authentication, and document validation in specific situations. Orders may be temporarily held, reviewed, or refused if inconsistencies, high risk, or suspected fraud are identified. These measures exist to protect both the company and the consumer.

Improper chargebacks, fraudulent disputes, or attempts to circumvent security systems may result in account suspension, blocking of future orders, and the opening of an internal investigation. ANBROZA™'s commitment is to ensure transparent, secure payments that comply with global financial protection standards, preserving the integrity of international operations.

Multi-Currency Processing

As products may be shipped by international suppliers, payments may involve currency conversion and financial validations performed by institutions outside the consumer's country.

International Gateways and Security

To strengthen protection against fraud in international transactions, payments may undergo multi-layered anti-fraud checks, behavioral risk analysis, and ownership validation, according to the criteria of the financial platforms and payment methods used.

Price Difference Due to Exchange Rates

The final amount charged may be adjusted due to daily exchange rate fluctuations, fees applied by the card issuer, and automatic conversion rules defined by the bank or payment method issuer.

Disputes and Chargebacks

ANBROZA™ follows international security standards to reduce payment fraud. Unjustified disputes or abusive chargebacks may result in account blocking, refusal of future orders, and internal security review.